Restaurant Insurance

Restaurant Insurance is a must have form of coverage for businesses involved with the eatable industry. Food handling is a sensitive occupation and witnesses a lot of lawsuits every year. As a restaurant owner your business is going to be crippled and closed in case there is a lawsuit and you don’t have restaurant insurance. The biggest risk to your restaurant business is the people visiting to out from your restaurant since you never know who might feel offended and sue you. The next risk is the food since it might go bad or make someone sick. Profitable but a highly risky business that might land you in the courtroom quite often.

Hier Insurance makes sure to have you covered for any kind claims that might arise for your restaurant business. Hier Insurance makes sure that you business is fully covered for any kind of claim that might arise. We recommend getting restaurant insurance if you are engaged in any of the following business types –

• Bars / Taverns
• Cafés / Coffee shops
• Diners
• Delis
• Food delivery services
• Fast food franchises
• Lounges
• Pizzerias
• Sandwich shops

Once you have had a word with one of our professionals they are going to let you know which kind of coverage is going to be the best for you.

General liability Insurance – Covers the business against third-party claims such as property damage, bodily injury, or personal injury. If someone fall in your restaurant and gets injured Hier insurance will take care of the claim that will arise.

Product Liability Insurance – In case the food served in your restaurant makes someone sick product liability insurance will cover you for the same.

Inventory Insurance – Protects against food spoilage in the restaurant. Overnight electricity failure might make the food go bad in the refrigerator don’t worry you are covered with Hier Insurance.

Liquor Liability insurance comes into play if you are serving , selling or manufacturing alcoholic drinks in your restaurant.

Commercial auto insurance is provided by Hier Insurance in case you have vehicles employed to deliver food to your patrons.