Contractors Insurance

Contractor insurance is important for people or businesses who run as independent construction contractors, Plumbers, carpenters, electricians and painters, Repair people, House and carpet cleaners, Freelance writers, editors and graphic designers, Independent hair stylists, and salon professionals, Horse or dog trainers. These kinds of businesses need coverage because of the nature of jobs they tend to undertake along with a high risk of lawsuits.

Contractors need to have the general liability insurance to make sure they are covered for bodily injury and don’t have to worry to pay from their pockets in the event of an injury taking place at their place of work or due to their profession. Bodily injury will cover the medical expenses and legal costs in case someone is injured on your premises or as a result of your job.

Property damage will make sure to cover for the damages caused to the property belonging to someone else or the property you are working on. Third party properties damaged because of the action of one of your employee is also covered under it. Hier Insurance has the fastest claim settlement process and works with independent contractors to have them covered fully so that they don’t face any financial hardships should a claim arise in future.

Completed operations/product covers you for a finished product or service. In case your product or service is found faulty in future you need not compensate the customer from your pocket if the customer chooses to sue you. Advertising personal injury will help you in case you have lawsuit against you charging that you have slandered some other company’s or contractors reputation because of false advertising. Contract liability is as important as the other coverage’s mentioned since it is going to cover you for a contract that goes into dispute. You need to be sure to carry this insurance as an add on if not provided in the general liability insurance.

Call Hier Insurance today to have you covered.