General Liability Insurance

This is the most important and basic form of insurance that a business needs to have to protect itself from going out of business in the event of an accident. General liability insurance is relied on by companies from almost all industries. There is always a chance that the liability of an accident might fall on your company therefore you need to be ready with Hier Insurance to protect yourself from the uncertainties of the future.

General liability insurance from Hier Insurance has business covered against claims arising out of Property Damage – In case your business is blamed for the damage of property by one of your customers (en employee of yours breaks a customer’s possession while working on their property or a customer’s car getting damaged in your parking lot).

Physical Injury – If one of your customer gets injured while using your products, services or on your premises and sues you for the medical bills and other expenses physical injury component of general liability insurance will cover your company and settle the claim for you.

Personal and advertising injury– In case your company or business is accused of libel, slander or copyright infringement and you as a company or business face a lawsuit for the same General liability insurance from Hier Insurance has you covered.

General liability insurance also covers damage to the landlord’s property along with employee injuries, auto accidents, punitive damage, workmanship and intentional acts or professional mistakes. Get in touch with professionals from Hier Insurance to know more about the scope of coverage of general liability insurance in your state.

The cost of a general liability insurance will depend on the nature of business your company is engaged in. Construction companies will have a higher premium as compared to a consulting firm since the risk factors in a construction firm increase manifold as compared to a consulting firm. The years of business your company has been in business along with location, size and condition of your business premises will be a deciding factor in the calculation of the premium.